QUALIFICATIONS:

Qualifications: *** Note: Restrictions Apply; not all applicants or properties qualify.

Bronze Level - Rent
1.Build up your down payment while enjoying your home.
2.Requires a Move-In Fee of 1% of the home’s value, paid up-front before you move in, and your first month’s rent.
***Note: The CAHP Experts may not offer the Bronze Rent level in certain cities for various reasons.

Silver Level - Rent-to-Own with Option to Buy
1.Earn monthly credits toward your down payment while the MWR Restore My Credit Experts are working to raise your credit scores.
2.Requires an option fee of a minimum of 3.7% - 5% of the price that the CAHP Experts would sell the home to you, plus your first month’s rent.
3.You have up to three years or 36 months to buy.
4.You receive a fixed price for one year. Year two and three, the price will appreciate 1/2% per month until you exercise your buying option.
5.The option does not expire.

Gold Level - Agreement for Deed
1.Gain tax benefits of buying with as little as a 10% down payment.
2.Requires a 10% down plus your first year’s property insurance payment.
3.You will be paying PITI (Principle, Interest, Taxes, and Insurance).
4.You can write off the interest and property taxes.
5.You can have the Reduce My Taxes Experts help you get an instant pay raise in most cases because you are now paying Interest and taxes on a home, which will help you increase your take-home pay from your w-2 job, making it easier to make your new house payment. Enter into the level that is right for you.

Platinum - Home Owner
1.Establish Good Credit.
2.Earn lower interest rates.
3.Get lower monthly payments.
4.Requires down payment from 5% to 20%.

***Note: Program terms may differ based on state laws. Some properties are not available for all programs.